Michael J. Gallo

Sunday, April 6, 2014

Ballantrae in Land O'Lakes Florida - Elegant Family Living

Ballantrae in Land O'Lakes Florida encompasses 436 acres of
land along State Road 54 in Land O'Lakes Florida. Located just east of Trinity and just north of Odessa, Ballantrae is a highly desired community of varied home styles and values just minutes from the Suncoast Parkway and approximately 20 miles north of Tampa. Ballantrae Community Development District is responsible for financing and maintenance of the communities infrastructure and common amenities for the 969 homes in the community. You may search for available homes in Ballantrae here.

Ballantrae amenities include:
Ballantrae Park, Clubhouse, Community Pool, Children's Play
area, basketball, tennis and volleyball courts and also includes the gazebo in Ayrshire and the enclosed pool in Straiton.  Ballantrae is a family oriented community which provides activities for residents of all ages. School information can be found here.

Residences in Ballantrae vary in design and style and each home provides you with elegant living while maintaining a sense of community and family lifestyle.  The Gulf Home Sales team as created by Michael J. Gallo, Realtor provides homeowners in Ballantrae the highest level of real estate service and professionalism.  We also provide comprehensive services to home buyers who wish to purchase a residence in Ballantrae.  Contact me to schedule your private and confidential real estate consultation to discuss your specific real estate needs and goals.
written by Michael J. Gallo, Realtor

The Florida Home Buying Process for All Home Buyers

The Florida Home Buying Process can be a very easy
and enjoyable experience when you use the services of the right real estate professional You may be unsure about the home buying process in Florida, and I understand how confusing it may seem.  This is why I wanted to share some key points about the home buying process.

Your First Step: Getting Pre-Qualified by a Lender. It is imperative to your home buying process that you are Pre-Qualified by a lender before you start looking at homes. Your qualification will tell you how much of a mortgage you can get and home much home you can buy. Your pre-qual is important to make an offer in a timely fashion. Your pre-qualification or Pre-Approval letter MUST accompany your offer on the home.

Your Second Step: Your offer was accepted and now you must deliver your escrow, if you haven't done so already. 

Your Third Step: Mortgage application. I will send your
mortgage professional a copy of the contract. Your job is to call them and get your mortgage application going. Your contract will state that you have a certain number of days to apply for the mortgage. I will generally write 3 or 5 days depending if there is a weekend. **contracts use calendar days**

Your Fourth Step: Inspections. Your offer is accepted and the contract has been signed by all parties. Now the clock is ticking and we have a limited number of days to perform all inspections and decide based on the inspections whether or not you continue with the purchase. If you decide to not buy the home you must notify the seller in writing within your inspection period as stated in the contract.

Your Fifth Step: Insurance. In Florida you will need to purchase your first years insurance policy in full prior to closing. You can have your insurance held in escrow by your lender and pay it in your monthly payment. If you do this, you still need to pay for your first year of insurance up front and prior to closing. **cash buyers need not do this**

Your Sixth Step: Wire Transfer to the Attorney or Title
Company conducting the closing. One to two days before closing you can wire your funds to close to the Title company. Your closing funds must be received by the closing agent in order to close on your home purchase.

Your Seventh Step: Walk Through. You have the ability to conduct a final walk through the day before or the day of your closing. The purpose of the walk through is to verify that any repairs were completed and that the home is empty. If you requested repairs, do your walk through the day before closing to give you time to have them repaired in case they weren't. 

Your Eighth Step: Closing. Your closing funds are already
sent. Your walk through is completed and you are ready to get the keys to your new home. If you are present at the closing, you get your keys that day. When we meet at closing you will need to have your drivers license with you. The title agent will sit us down, take your license and go make copies. Then we sign a lot of paper work for your mortgage lender and the title agent will take those pages and send them off to the lender for approval. When they return we continue signing a lot of other paperwork for the deed and disclosures. Generally, when we are done with the second round of paperwork the mortgage company approved the package that was sent and we are good to go and congratulations are in order and you receive the keys to the home you just purchased.

If you or anyone you know is interested in buying a home in Florida or if you have further questions about the home buying process in FloridaContact Me Today

The Champion's Club in Trinity Florida - Luxury Home Community

The Champion's Club in Trinity Florida is one of Pasco
Counties finest community of homes.  The unique homes of Champion's Club are located in seven different gated communities and each community has it's own unique amenities and features making Champion's Club one of Florida most inviting and desirable Golfing Communities.  More than half of the residences in Champion's Club are located along the Fox Hollow Golf Course.  The unique homes of Champion's Club can range in value from $500,000 to $3million. 

The Fox Hollow Golf Course is beautiful and offers a challenging layout designed and built by legendary golf course architect, Robert Trent Jones.  Your unique home in Champion's Club located along Fox Hollow Golf Course will have stunning views of pristine fairways, glistening lakes or stunning wooded preserves.  Each view as unique and beautiful as the residences in the community.  There are 368 home sites in the Champion's Club and more than half of these homes sit along the Fox Hollow Golf course.

The clubhouse in Champion's Club is an elegant and grand Mediterranean style clubhouse which unifies all of the 7 gated communities in one grand community clubhouse where residents can enjoy privacy and relaxation in true Champion style.  The resident's clubhouse features a heated pool and spa, lighted tennis courts, a state of the art fitness room, a spa treatment room, men's and women's locker rooms.  The Champion's clubhouse social salon is private and attractive with a private concierge.

Florida Luxury Realty provides our clients with the highest
level of service you expect from your real estate professional. The Gulf Home Sales Team as created by Michael J. Gallo is your local fine home resource in Pasco and Pinellas counties. The Gulf Home Sales Team provides you with a private and confidential consultation to discuss your real estate needs, goals and expectations. You may contact the Gulf Home Sales office anytime to schedule your in home consultation. 

The images in this article are not actual photos of residences in Champion's Club. Michael J. Gallo respects the privacy of his clients and has used photos depicting unique homes similar to those in the community.
Written by Michael J. Gallo, Realtor


Saturday, April 5, 2014

Aristida in New Port Richey Florida - Luxury Home Community

Aristida in New Port Richey Florida is a gated and private
community of fine homes nestled just outside of JB Starkey Wilderness Preserve along Starkey Blvd.  Discerning home buyers will appreciate the privacy of this community as well as how conveniently located Aristida is to local shopping and dining.  Aristida is a convenient distance from the Suncoast Parkway which makes commuting to Tampa for business or pleasure an easy and enjoyable ride.

The homes available in Aristida range in size and value as most fine home communities do.  The unique homes in Aristida reflect the uniqueness of the community and its location.  Understanding the needs of homeowners and home buyers of fine homes is one aspect of what makes my real estate services different than most agents.  Florida Luxury Realty, Inc. has given me the experience and the education necessary to provide you with the highest level of service  that you not only expect, but you deserve.

Aristida in New Port Richey Florida is a community of
homeowners that deserve the highest quality in marketing and advertising while still maintaining privacy for the homeowner.  You can expect from me the most comprehensive marketing on a variety of fine home websites internationally as well as stellar print marketing materials and my overall motivation to satisfy my customers.

To schedule your confidential consultation to discuss your real estate needs now or in the future, contact me at your convenience.